Pennylane
French all-in-one financial and accounting platform for SMEs and freelancers.
- Data: EU
- GDPR-native
- EU-owned
Pennylane is a comprehensive cloud-based SaaS platform designed to unify financial management, accounting, and professional banking for businesses. Built and owned in France, it serves over 1 million users including entrepreneurs, SMEs, and accounting firms with features for invoicing, expense management, real-time cash flow monitoring, and electronic invoicing compliance.
Pennylane is a comprehensive cloud-based SaaS platform designed to unify financial management, accounting, and professional banking for businesses. Built and owned in France, it serves over 1 million users including entrepreneurs, SMEs, and accounting firms with features for invoicing, expense management, real-time cash flow monitoring, and electronic invoicing compliance.
Highlights
- ✓ISO 27001 certified information security
- ✓Approved platform for mandatory French e-invoicing (Sept 2026)
- ✓Real-time cash flow and treasury visibility
- ✓Integrated professional banking accounts and corporate cards
- Data location
- EU
- Pricing
- Freemium
- EU-owned
- Yes
- Self-hostable
- No
Good for
- Freelancers and solopreneurs managing invoices, expenses, and tax compliance without hiring an accountant
- SMEs coordinating multi-user expense approvals, vendor payments, and accounting workflows in one dashboard
- Accounting firms accessing client financials and offering managed bookkeeping services to multiple businesses