CashOnTime
Intelligent cloud platform automating accounts receivable, debt collection, and cash flow optimization for European mid-market and enterprise finance teams.
- Data: EU
- GDPR-native
- EU-owned

CashOnTime is a French-built accounts receivable and debt collection platform serving 600+ European customers. It automates order-to-cash processes including payment matching, intelligent dunning campaigns, dispute management, and cash flow forecasting, enabling companies to reduce Days Sales Outstanding and improve working capital management.
CashOnTime is a French-built accounts receivable and debt collection platform serving 600+ European customers. It automates order-to-cash processes including payment matching, intelligent dunning campaigns, dispute management, and cash flow forecasting, enabling companies to reduce Days Sales Outstanding and improve working capital management.
Highlights
- ✓Intelligent debt collection and dunning automation
- ✓AI-powered payment matching and reconciliation
- ✓Integrated dispute and deduction management
- ✓Real-time cash flow visibility and KPI dashboards
- Data location
- EU
- Pricing
- Contact
- EU-owned
- Yes
- Self-hostable
- No
Good for
- Mid-market companies with multi-site/multi-subsidiary structures automating payment matching and reducing DSO
- Enterprise finance teams managing high invoice volumes (75M+ yearly) across diverse customer bases with complex disputes
- CFOs seeking 70% automation of invoice-to-cash processes and working capital optimization
A European alternative to
Frequently asked questions
- Is CashOnTime EU-owned and GDPR-native?
- CashOnTime — European-owned: Yes; GDPR-native: Yes; self-hostable: No; data stored in: EU.
- How much does CashOnTime cost?
- Pricing model: Contact. Check CashOnTime's own site for current plans and numbers.
- What are European alternatives to CashOnTime?
- Compare GDPR-native European alternatives to CashOnTime — where each one is built, owned and hosted.
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- EskerAI-powered financial process automation platform built in France with native GDPR compliance and distributed EU data centers.