Twikey
European payment automation platform for recurring billing and SEPA mandate management.
- Data: EU
- GDPR-native
- EU-owned

Twikey is a Belgium-based SaaS platform for automating recurring payments, subscriptions, and invoice collection across Europe. It provides payment orchestration across SEPA Direct Debit, credit cards, and 10+ payment methods, with automated failure recovery and fraud detection. All customer data and financial transactions are retained within EU jurisdictions.
Twikey is a Belgium-based SaaS platform for automating recurring payments, subscriptions, and invoice collection across Europe. It provides payment orchestration across SEPA Direct Debit, credit cards, and 10+ payment methods, with automated failure recovery and fraud detection. All customer data and financial transactions are retained within EU jurisdictions.
Highlights
- ✓Europe's only cross-border digital mandate provider (SEPA Core, B2B, BACS)
- ✓Connects to 3,500+ banks and 10+ payment service providers via single platform
- ✓Automated dunning and failure recovery with intelligent payment method switching
- ✓ISO 27001 certified, PCI-DSS v4.0.1 validated, data retained entirely within EU
- Data location
- EU
- Pricing
- Freemium
- EU-owned
- Yes
- Self-hostable
- No
Good for
- Subscription and membership billing platforms reducing DSO through automated SEPA collection
- Invoice payment automation with QR codes and dunning sequences for AR teams
- Multi-currency recurring billing for pan-European SaaS and e-commerce businesses
A European alternative to
Frequently asked questions
- Is Twikey EU-owned and GDPR-native?
- Twikey — European-owned: Yes; GDPR-native: Yes; self-hostable: No; data stored in: EU.
- How much does Twikey cost?
- Pricing model: Freemium. Check Twikey's own site for current plans and numbers.
- What are European alternatives to Twikey?
- Compare GDPR-native European alternatives to Twikey — where each one is built, owned and hosted.
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