LaunchRadar

Spendesk

EU-licensed invoice automation and payment platform for European finance teams.

  • Data: EU
  • GDPR-native
  • EU-owned
S

Spendesk is a French payment institution offering cloud-based invoice automation and accounts payable solutions. It combines card payment capabilities with invoice management, serving over 3,000 European companies with GDPR-compliant data processing on AWS infrastructure.

Spendesk is a French payment institution offering cloud-based invoice automation and accounts payable solutions. It combines card payment capabilities with invoice management, serving over 3,000 European companies with GDPR-compliant data processing on AWS infrastructure.

Visit Spendesk

Highlights

  • French payment institution (ACPR-licensed) with native EU regulatory compliance
  • AWS infrastructure with ISO 27001:2022 and PCI-DSS certifications
  • Unlimited users at no per-user cost with transaction-based pricing model
  • Comprehensive fraud protection and card management with 3DS verification
Data location
EU
Pricing
Freemium
EU-owned
Yes
Self-hostable
No

Good for

  • Finance teams across Europe managing vendor invoices and accounts payable with GDPR-compliant processing
  • Mid-market companies standardizing multi-currency invoice payments and expense claim workflows
  • SMBs requiring instant card controls, fraud detection, and unlimited team members without per-seat licensing

A European alternative to