Holded
All-in-one cloud platform combining invoicing, accounting, CRM, HR, inventory, and projects for small businesses.
- Data: EU
- GDPR-native
- EU-owned

Holded is a Spanish-built SaaS platform for SMEs that integrates invoicing, accounting, CRM, HR/payroll, inventory, and project management in one interface. Operating under Visma Group ownership, it emphasizes rapid setup, EU data storage, and GDPR compliance with automatic tax features for multiple jurisdictions.
Holded is a Spanish-built SaaS platform for SMEs that integrates invoicing, accounting, CRM, HR/payroll, inventory, and project management in one interface. Operating under Visma Group ownership, it emphasizes rapid setup, EU data storage, and GDPR compliance with automatic tax features for multiple jurisdictions.
Highlights
- ✓Fastest setup in category (under 9 minutes)
- ✓Integrated 6-in-1 platform (invoicing, accounting, CRM, HR, inventory, projects)
- ✓Automatic tax compliance (Verifactu, SII, VAT reporting)
- ✓200+ integrations including Stripe, Shopify, and major banks
- ✓AI-powered receipt scanning with 96% accuracy
- ✓Multi-currency invoicing in 47 currencies
- Data location
- EU
- Pricing
- Freemium
- EU-owned
- Yes
- Self-hostable
- No
Good for
- Freelancers and solo entrepreneurs managing invoicing and simple accounting without switching tools
- Small accounting firms using Holded to serve multiple SME clients efficiently
- Spanish/European startups needing automated tax compliance and real-time financial reporting
A European alternative to
Frequently asked questions
- Is Holded EU-owned and GDPR-native?
- Holded — European-owned: Yes; GDPR-native: Yes; self-hostable: No; data stored in: EU.
- How much does Holded cost?
- Pricing model: Freemium. Check Holded's own site for current plans and numbers.
- What are European alternatives to Holded?
- Compare GDPR-native European alternatives to Holded — where each one is built, owned and hosted.
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