Creem
All-in-one payments, taxes, and compliance for software companies
- EU-owned
C
Creem is a payment platform and Merchant of Record service built by Estonian company Armitage Labs OÜ. It handles subscription billing, global payments across 100+ countries, automated tax compliance, revenue splitting, and AI-powered business analytics with transparent 3.9% + 40¢ per-transaction pricing.
Creem is a payment platform and Merchant of Record service built by Estonian company Armitage Labs OÜ. It handles subscription billing, global payments across 100+ countries, automated tax compliance, revenue splitting, and AI-powered business analytics with transparent 3.9% + 40¢ per-transaction pricing.
Highlights
- ✓Transparent all-in-one pricing (3.9% + 40¢) with no hidden fees
- ✓Automated tax compliance and VAT/sales tax filing across 100+ countries
- ✓Revenue splitting to bank accounts and crypto wallets for co-founders and commissions
- ✓AI-powered business analytics for MRR, churn, and customer insights
- ✓Developer-first API with TypeScript SDK, Next.js adapter, and MCP server support
- ✓Merchant of Record services handling global compliance complexity
- Data location
- Unknown
- Pricing
- Freemium
- EU-owned
- Yes
- Self-hostable
- No
Good for
- SaaS and subscription businesses needing global payment processing with automated tax compliance across multiple jurisdictions
- Indie hackers and early-stage startups seeking simplified payment infrastructure without juggling separate tax, compliance, and payout tools
- Digital product sellers (software, UI kits, templates) requiring license key generation and file delivery with customer management
- Teams with co-founder or revenue-share models needing flexible payment distribution to multiple recipients globally