Qonto
French-built business banking and invoicing platform for European SMEs and freelancers.
- Données: EU
- Natif RGPD
- Propriété UE

Qonto is a Paris-based fintech providing integrated business banking, invoicing, expense management, and company creation services for self-employed professionals, micro-businesses, and SMEs across Europe. It combines payment processing with accounting automation, offering tiered subscription plans from €9-€199/month with 1-month free trials.
Qonto is a Paris-based fintech providing integrated business banking, invoicing, expense management, and company creation services for self-employed professionals, micro-businesses, and SMEs across Europe. It combines payment processing with accounting automation, offering tiered subscription plans from €9-€199/month with 1-month free trials.
Points forts
- ✓Licensed payment institution regulated by French ACPR with FGDR deposit protection up to €100,000
- ✓Integrated all-in-one platform combining banking, invoicing, expense management, and company creation
- ✓ISO 27001 certified with AI-powered fraud detection, Strong Customer Authentication, and Beneficiary Verification
- ✓600,000+ customers with 4.8/5 Trustpilot rating; 24/7 multilingual support and 2,000+ integrations
- Emplacement des données
- EU
- Tarif
- Freemium
- Propriété UE
- Oui
- Auto-hébergeable
- Non
Idéal pour
- Freelancers and self-employed professionals managing invoices, expenses, and cash flow with integrated banking in France/EU
- Micro-businesses automating bookkeeping and reconciliation with real-time financial visibility across operations
- SMEs handling payroll, multi-currency transfers, and team permissions with SEPA/international payment capabilities
Une alternative européenne à
Questions fréquentes
- Qonto est-il européen et nativement RGPD ?
- Qonto — propriété européenne : Oui ; nativement RGPD : Oui ; auto-hébergeable : Non ; données stockées dans : EU.
- Combien coûte Qonto ?
- Modèle tarifaire : Freemium. Consultez le site de Qonto pour les offres et tarifs actuels.
- Quelles sont les alternatives européennes à Qonto ?
- Comparez les alternatives européennes nativement RGPD à Qonto — où chacune est conçue, détenue et hébergée.
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