Qonto
French-built business banking and invoicing platform for European SMEs and freelancers.
- Datos: EU
- Nativo RGPD
- Propiedad UE

Qonto is a Paris-based fintech providing integrated business banking, invoicing, expense management, and company creation services for self-employed professionals, micro-businesses, and SMEs across Europe. It combines payment processing with accounting automation, offering tiered subscription plans from €9-€199/month with 1-month free trials.
Qonto is a Paris-based fintech providing integrated business banking, invoicing, expense management, and company creation services for self-employed professionals, micro-businesses, and SMEs across Europe. It combines payment processing with accounting automation, offering tiered subscription plans from €9-€199/month with 1-month free trials.
Destacados
- ✓Licensed payment institution regulated by French ACPR with FGDR deposit protection up to €100,000
- ✓Integrated all-in-one platform combining banking, invoicing, expense management, and company creation
- ✓ISO 27001 certified with AI-powered fraud detection, Strong Customer Authentication, and Beneficiary Verification
- ✓600,000+ customers with 4.8/5 Trustpilot rating; 24/7 multilingual support and 2,000+ integrations
- Ubicación de los datos
- EU
- Precio
- Freemium
- Propiedad UE
- Sí
- Autoalojable
- No
Ideal para
- Freelancers and self-employed professionals managing invoices, expenses, and cash flow with integrated banking in France/EU
- Micro-businesses automating bookkeeping and reconciliation with real-time financial visibility across operations
- SMEs handling payroll, multi-currency transfers, and team permissions with SEPA/international payment capabilities
Una alternativa europea a
Preguntas frecuentes
- ¿Qonto es europeo y nativo del RGPD?
- Qonto — propiedad europea: Sí; nativo del RGPD: Sí; autoalojable: No; datos almacenados en: EU.
- ¿Cuánto cuesta Qonto?
- Modelo de precios: Freemium. Consulta el sitio de Qonto para planes y precios actuales.
- ¿Qué alternativas europeas hay a Qonto?
- Compara alternativas europeas nativas del RGPD a Qonto: dónde se construye, posee y aloja cada una.
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