LaunchRadar

Qonto

French-built business banking and invoicing platform for European SMEs and freelancers.

  • Daten: EU
  • DSGVO-nativ
  • EU-eigen
Q

Qonto is a Paris-based fintech providing integrated business banking, invoicing, expense management, and company creation services for self-employed professionals, micro-businesses, and SMEs across Europe. It combines payment processing with accounting automation, offering tiered subscription plans from €9-€199/month with 1-month free trials.

Qonto is a Paris-based fintech providing integrated business banking, invoicing, expense management, and company creation services for self-employed professionals, micro-businesses, and SMEs across Europe. It combines payment processing with accounting automation, offering tiered subscription plans from €9-€199/month with 1-month free trials.

Besuchen Qonto

Highlights

  • Licensed payment institution regulated by French ACPR with FGDR deposit protection up to €100,000
  • Integrated all-in-one platform combining banking, invoicing, expense management, and company creation
  • ISO 27001 certified with AI-powered fraud detection, Strong Customer Authentication, and Beneficiary Verification
  • 600,000+ customers with 4.8/5 Trustpilot rating; 24/7 multilingual support and 2,000+ integrations
Datenstandort
EU
Preis
Freemium
EU-eigen
Ja
Selbst hostbar
Nein

Gut für

  • Freelancers and self-employed professionals managing invoices, expenses, and cash flow with integrated banking in France/EU
  • Micro-businesses automating bookkeeping and reconciliation with real-time financial visibility across operations
  • SMEs handling payroll, multi-currency transfers, and team permissions with SEPA/international payment capabilities

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